Statistics show employment agency that two-thirds of new hires are timeless. These persons may not seek credit, as are usually rejected for a minimum of 20 thousand denars, or strict conditions required as a witness, mortgage etc..
Bruno Dikena Employees with a fixed almost no access to bank credit. If banks decide to give it contracts for work required to be within one to three years. If we consider the fact that in recent years, almost all employments, are realized in the period of one to three years, young people have difficulty coming up in exploitative loans that offer domestic banks. Employment statistics agency shows that two-thirds dict leo of new hires are timeless. These persons are usually rejected for a minimum dict leo of 20 thousand denars, or strict dict leo conditions required as a witness, mortgage etc.. Another problem faced by the youth and all credit seekers is their refusal on the pretext that kredikërkuesi is employed in non-secure enterprise. Each bank has its own policy and has the right to choose which companies to consider that are financially dict leo stable or not. All those employed in enterprises unsafe, according to them, can not exercise this right, even though they have permanent employment decisions. Commercial Bank, said that young people who are in temporary work relationships can take credit, but they should have at least three years plus employment contract and be employed in the enterprise which is regarded as profitable, on the contrary, rejected. Strict rules also require dict leo banks to the selection of witnesses. Domestic commercial banks refuse witnesses who work in non-profit enterprise. Loans only long-term contract According to Mirjana Konteska, Commercial Bank, in the first place occupied state administration employees, employees dict leo of banks and insurance companies, dict leo and then the employees of certain companies that banks consider that work well. According to her, the loan applicant and the witness should be employed in any enterprise that is considered acceptable for the bank. In documentation provided dict leo to prospective guarantor information required for it as has employed in the enterprise, where they work, but also analyzed the financial situation of the enterprise. After these analyzes several candidates happen to be rejected guarantor, dict leo says Konteska. Even shareholding association ,, Stopanska Bank, does not offer credit for all employees, especially those who contract less than a year. Those who are temporarily working relationship of 1 to 3 years are likely to take out loans, but depends on the contract and what their income loan could be approved says Fatmir Idrizi, one of the directors The Bank's Stopanska. According to him, it is true that banks are careful in selecting the organizations that count as profit, in contrast to those organizations dict leo that are in bankruptcy or considered unstable dict leo credit can not be allowed. All those organizations which do not fulfill their obligations to the state, which are not profitable, that are in bankruptcy and blocked normal can not take as a witness and as customer credit. Banks work on sound and stable organizations, bodies that pay all contributions, for which there is no problem Wrapped
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