Interest scorching banks | Freskirinore
Banks say that lowering alphabet interest rates does not depend much by commercial banks, but all depends on the policy that follows the National Bank of Macedonia (BPM). Peoples Bank policy affects the decrease or increase of interest rates
Interest Abdullah Hatmane banks in Macedonia remain high despite recent applications are added to obtain credit. Bankers explain that due to the credit crisis have since carefully leveled eventually are filled with money and not have it where they spend. This was the first year that banks collect more money from citizens and firms have turned to credit them. Meanwhile, in a survey done some citizens and employees, again interest in Macedonia are higher if the standard seen in the country. When deemed usurious alphabet rates generally alphabet amounts to anywhere from 13.57 percent to 18.21 percent.
Banks say that lowering interest rates does not depend much by commercial banks, but all depends on the policy that follows the National Bank of Macedonia (BPM). Peoples Bank policy affects the decrease or increase of interest rates. "In circumstances where monetary policy is geared towards maintaining the stability of the exchange rate, interest rates and money supply are dependent categories determined by indirect achievement of the goal. Through its policy of RM popular usurious bank manages monetary signals to banks, which in turn affects the amount alphabet of interest on their assets and liabilities. Currently, the basic interest is BPRM interest in auctions conducted cashier processes ", says a report IOB.
But, by TTK bank say have made the first step and a week earlier they reduce the 8.45 percent interest on credit spending to audit clause, secured by real estate. To attract more clients, this new user bank loans offers loans up to 300,000 spending gives no zhirantë pence.
Tutunska Bank Director and Chairman of the Group at the same time banks in the Economic Chamber of Macedonia, Georgi Janakieski, said that interest rates will definitely decrease in other state banks, as well as in Tutunska Bank. But he added that the process will flow slowly. "We are before alphabet liquidation and interest of loans must be reduced. They are prepared to reduce the deposit interest and this is just a promotion by which is meant to be held long-term deposits. Increased costs, and since the economy is in crisis where you do not have money plasojmë. alphabet On the other hand, if growth is single alphabet digit GDP this year, the banking sector has money that I can not now attend only 15 percent, because the works here are correlated, "explained Jancevski. alphabet According to him, even with the reduced interest rates would only be alleviated economy, but credit will not be able to increase drastically because most firms are illiquid. Jancevski, as an example, I reflected foreign credit lines, which are used minimally though have low interest and it feels even seen the reduction of demand for loans. "For good projects will always have credit, no matter how interest rates will fall," he added.
According to the National Bank for the first half of the year, banks have possessed alphabet more than 1.2 billion euros in annual liquidity which increased 53.3 percent. In the first six months compared to December of last year the savings of citizens and firms have risen to 8.3 percent, and lending has increased by only 4 percent.
Ohrid Bank are optimistic that the crisis is over and that 2011 will be more noticeable in the recovery process. "I am an optimist and believe that next year the process of recovery from the global crisis will be more apparent. I do not expect a second recession lending, "said Jitka Pantuçkova, Director and Chairman of the Board of the Bank of Ohrid (Societe Zheneral). Recent estimates of the government to increase lending for this year were two per cent, while National Bank of Macedonia (BPM) came up with smaller forecasts of 0.6 percent.
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Banks say that lowering alphabet interest rates does not depend much by commercial banks, but all depends on the policy that follows the National Bank of Macedonia (BPM). Peoples Bank policy affects the decrease or increase of interest rates
Interest Abdullah Hatmane banks in Macedonia remain high despite recent applications are added to obtain credit. Bankers explain that due to the credit crisis have since carefully leveled eventually are filled with money and not have it where they spend. This was the first year that banks collect more money from citizens and firms have turned to credit them. Meanwhile, in a survey done some citizens and employees, again interest in Macedonia are higher if the standard seen in the country. When deemed usurious alphabet rates generally alphabet amounts to anywhere from 13.57 percent to 18.21 percent.
Banks say that lowering interest rates does not depend much by commercial banks, but all depends on the policy that follows the National Bank of Macedonia (BPM). Peoples Bank policy affects the decrease or increase of interest rates. "In circumstances where monetary policy is geared towards maintaining the stability of the exchange rate, interest rates and money supply are dependent categories determined by indirect achievement of the goal. Through its policy of RM popular usurious bank manages monetary signals to banks, which in turn affects the amount alphabet of interest on their assets and liabilities. Currently, the basic interest is BPRM interest in auctions conducted cashier processes ", says a report IOB.
But, by TTK bank say have made the first step and a week earlier they reduce the 8.45 percent interest on credit spending to audit clause, secured by real estate. To attract more clients, this new user bank loans offers loans up to 300,000 spending gives no zhirantë pence.
Tutunska Bank Director and Chairman of the Group at the same time banks in the Economic Chamber of Macedonia, Georgi Janakieski, said that interest rates will definitely decrease in other state banks, as well as in Tutunska Bank. But he added that the process will flow slowly. "We are before alphabet liquidation and interest of loans must be reduced. They are prepared to reduce the deposit interest and this is just a promotion by which is meant to be held long-term deposits. Increased costs, and since the economy is in crisis where you do not have money plasojmë. alphabet On the other hand, if growth is single alphabet digit GDP this year, the banking sector has money that I can not now attend only 15 percent, because the works here are correlated, "explained Jancevski. alphabet According to him, even with the reduced interest rates would only be alleviated economy, but credit will not be able to increase drastically because most firms are illiquid. Jancevski, as an example, I reflected foreign credit lines, which are used minimally though have low interest and it feels even seen the reduction of demand for loans. "For good projects will always have credit, no matter how interest rates will fall," he added.
According to the National Bank for the first half of the year, banks have possessed alphabet more than 1.2 billion euros in annual liquidity which increased 53.3 percent. In the first six months compared to December of last year the savings of citizens and firms have risen to 8.3 percent, and lending has increased by only 4 percent.
Ohrid Bank are optimistic that the crisis is over and that 2011 will be more noticeable in the recovery process. "I am an optimist and believe that next year the process of recovery from the global crisis will be more apparent. I do not expect a second recession lending, "said Jitka Pantuçkova, Director and Chairman of the Board of the Bank of Ohrid (Societe Zheneral). Recent estimates of the government to increase lending for this year were two per cent, while National Bank of Macedonia (BPM) came up with smaller forecasts of 0.6 percent.
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FORUM / system: In which thanks Jumana glass? We Recent Replies thanks to which the glass of Jumana? Forum Qur'an 19 | 56 | Commemorate (O Muhammad!) In the Book (Qur'an) Idriz; He has been (man) very honest and messenger, fresh Sayings:
YES YOU READ THESE ... The terror and blaming all the singers at a wedding mecca "Suad ISENI f ...
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